There are two basic reasons we have a web site. The first is to provide an information type web site. The second is to sell our products and or services. If we are going to be selling a product or service online we must have the ability to accept credit cards.

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Business-Hosting
Miami Lakes, FL

The virtual terminal or payment gateway is what is used to allow our customers to purchase a product from our website real time. It operates under they same technology as when we go into a store and the counter person swipes our credit card through a machine.

The only difference is our customers enter their credit card number in the computer. 8-10 seconds later the sale is complete and we receive notification via e mail.

A few years age companies were selling the virtual terminal for as much as can possible or on a monthly lease of anywhere from some dollars per month for 4 years.

Prices range at point from some dollars, again depending on the type of product that we are selling. Companies that take on mid to high risk accounts will charge more. Again it is important to do our shopping, we found a couple of companies that actually charge zero for the virtual terminal.

Again we can’t stress enough doing our homework. We have seen discount rates of again depending on the type of products services being sold. Monthly statement fees of some dollars.

We have attempted to give us a complete overview of why we need a merchant account. Studies do show that by accepting credit cards either in a retail establishment or online total sales will increase anywhere from 50-1000%.

We also can’t stress enough to shop for the best deal. If we are not sure what direction to choose, talk to the person that is hosting our web site.

Processing companies will sometimes work out a special pricing programs specifically for web hosting company clients.We can not stress enough the need to do our homework.
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Reseller De Hosting
Florida, US