What are the advantages of using the payment gateway service?

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Tosh
Dedicated Hosting

these payment gateways are prone to fraud which helps to avoid most of chargebacks from the customers whose credit card might have been stolen by hackers.

It is efficient also because it can save your time when the number of records are large.

Another factor to bear in mind is that some payment gateways are not available for the sale of intangibles such as software and services, while others are.